The Trajectory Africa Distilled The Trajectory Africa Distilled #04: Cross-Border Payments—Stablecoins vs. Instant Payment Systems Instant payment systems like the Pan-African Payment and Settlement System (PAPSS) offer a state-sanctioned alternative to stablecoins, but face structural constraints that are ultimately political, not technical. Tayo Akinyemi works through the trade-offs.
Fintech The Trajectory Africa Distilled #03: The Infrastructure Behind Productive Lending Open banking regulation, fragmented data, and punishing cash reserve ratios explain why creditworthy borrowers and affordable capital so rarely find each other in African markets.
Fintech The Trajectory Africa Distilled #02: Infrastructure-building Opportunities in Fintech Trade credit, stablecoins, neobanks — where the smart money is heading next.
Venture Capital The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets In the opening instalment of her seven-part email series, Tayo Akinyemi explores why African fintech companies opt to build physical infrastructure to enable digital solutions - and identifies five opportunities emerging from this constraint.