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The Trajectory Africa Distilled

A collection of 5 posts

The Trajectory Africa Distilled #06: Digitalisation, Its Limits, and the Problem of Stuck Money

The Trajectory Africa Distilled

The Trajectory Africa Distilled #06: Digitalisation, Its Limits, and the Problem of Stuck Money

The real(est) African infrastructure gap is money that won't move.

The Trajectory Africa Distilled #04: Cross-Border Payments—Stablecoins vs. Instant Payment Systems

The Trajectory Africa Distilled

The Trajectory Africa Distilled #04: Cross-Border Payments—Stablecoins vs. Instant Payment Systems

Instant payment systems like the Pan-African Payment and Settlement System (PAPSS) offer a state-sanctioned alternative to stablecoins, but face structural constraints that are ultimately political, not technical. Tayo Akinyemi works through the trade-offs.

The Trajectory Africa Distilled #03: The Infrastructure Behind Productive Lending

The Trajectory Africa Distilled #03: The Infrastructure Behind Productive Lending

Open banking regulation, fragmented data, and punishing cash reserve ratios explain why creditworthy borrowers and affordable capital so rarely find each other in African markets.

The Trajectory Africa Distilled #02: Infrastructure-building Opportunities in Fintech

The Trajectory Africa Distilled #02: Infrastructure-building Opportunities in Fintech

Trade credit, stablecoins, neobanks — where the smart money is heading next.

The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets

Venture Capital

The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets

In the opening instalment of her seven-part email series, Tayo Akinyemi explores why African fintech companies opt to build physical infrastructure to enable digital solutions - and identifies five opportunities emerging from this constraint.