UNAJUA S6 EP3: African Insuretechs - To collaborate or disrupt? That is the question feat. Henry Mascot

Emerging African insurtechs are figuring out whether to partner or disrupt incumbent insurance players—even as technology reshapes the business landscape. Henry Mascot gives his take.

UNAJUA S6 EP3: African Insuretechs - To collaborate or disrupt? That is the question feat. Henry Mascot
Photo by Imani Bahati / Unsplash

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The final instalment of this UNAJUA series featuring Henry Mascot addresses how insurtech startups are either looking to collaborate with insurance incumbents or choosing to disrupt them. Henry cites noteworthy attributes of innovative startups that have made headlines of late. He also talks about how various 'non-financial' sectors are vying to get in on the tech-enabled insurance distribution game.

Henry Mascot is the founder and CEO of Curacel, a Pan-African insurance technology platform that uses artificial intelligence to power claims processing and fraud management. Henry was previously growth executive at Amplified Payment Systems (acquired by OneFi; formerly Carbon) and is an angel investor in the crypto trading platform, Roqqu. Curacel recently secured $450,000 in pre-seed funding, with Consonance Investment Managers and Atlantica Ventures being the two leading investors.

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REPORT:African Insurance Pulse: The digitization of Africa's insurance markets by FAber, AfricaRe & African Insurance Organisation
ARTICLE: Six South African insurtech start-ups disrupting the country’s insurance market by Peter Littlejohns (NS Insurance)
RESEARCH PAPER: Digital Transformation in South Africa’s Short-Term Insurance Sector: Traditional Insurers’ Responses to the Internet of Things (IoT) and Insurtech by Andrew J. Moodley
ARTICLE: Embedded Insurance: a $3 Trillion market opportunity, that could also help close the protection gap by Simon Torrance
ARTICLE: InsurTech Insights: How InsurTechs are transforming (re)insurers by PWC
REPORT: How Insurtech Can Close the Protection Gap in Emerging Markets by Susan Holliday (EMCompass - International Finance Corporation)

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