Banking OP-ED: Africa Isn’t India—But Capitec Bank’s success shows the value of local insight South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
Fintech OP-ED: Is fintech truly advancing financial inclusion—or just reshuffling the deck? Andile Masuku offers a thoughtful critique on oversimplifying financial inclusion, urging deeper exploration of systemic issues beyond fintech innovations and product-driven solutions.
