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Financial Inclusion

A collection of 4 posts
OP-ED: Zero Human Error? What AI’s Financial Wins Might Be Hiding
Digital Transformation

OP-ED: Zero Human Error? What AI’s Financial Wins Might Be Hiding

AI promises fewer mistakes, leaner teams and more cost efficient businesses. But do these wins blind us to deeper ethical, societal, and economic trade-offs we must confront?
01 Jul 2025 5 min read
OP-ED: Stablecoins and Africa’s Fintech Future—Efficiency, exclusion, and the price of progress
Fintech

OP-ED: Stablecoins and Africa’s Fintech Future—Efficiency, exclusion, and the price of progress

As stablecoins promise fast, cheap transfers, African businesses must weigh efficiency against surveillance risks and shifting gatekeepers in a new digital financial order.
27 May 2025 6 min read
OP-ED: Africa Isn’t India—But Capitec Bank’s success shows the value of local insight
Banking

OP-ED: Africa Isn’t India—But Capitec Bank’s success shows the value of local insight

South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
15 Apr 2025 6 min read
OP-ED: Is fintech truly advancing financial inclusion—or just reshuffling the deck?
Fintech

OP-ED: Is fintech truly advancing financial inclusion—or just reshuffling the deck?

Andile Masuku offers a thoughtful critique on oversimplifying financial inclusion, urging deeper exploration of systemic issues beyond fintech innovations and product-driven solutions.
17 Sep 2024 6 min read
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