Digital Transformation OP-ED: Zero Human Error? What AI’s Financial Wins Might Be Hiding AI promises fewer mistakes, leaner teams and more cost efficient businesses. But do these wins blind us to deeper ethical, societal, and economic trade-offs we must confront?
Fintech OP-ED: Stablecoins and Africa’s Fintech Future—Efficiency, exclusion, and the price of progress As stablecoins promise fast, cheap transfers, African businesses must weigh efficiency against surveillance risks and shifting gatekeepers in a new digital financial order.
Banking OP-ED: Africa Isn’t India—But Capitec Bank’s success shows the value of local insight South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
Fintech OP-ED: Is fintech truly advancing financial inclusion—or just reshuffling the deck? Andile Masuku offers a thoughtful critique on oversimplifying financial inclusion, urging deeper exploration of systemic issues beyond fintech innovations and product-driven solutions.
