Market Intelligence OP-ED - What really happens between "send" and "received" A Nigerian software engineer on currency volatility, rate buffers, and why transparency beats the "zero fees" promise every time.
Market Intelligence OP-ED - What do SAG Ventures and Balloon Ventures have in common? The intermediary trap Prince Nwadeyi's published research and Joshua Bicknell's operational experience expose the same problem: entrenched incentive structures don't serve those closest to real economic activity.
Startups POD - Prince Nwadeyi on building financial services solutions corporates commission but won't execute themselves Prince Nwadeyi unpacks how aligning incentives across value chains turns corporate muscle and founder execution into profitable innovation, and why Mustard Finance Group's reported 99.9% repayment rate proves the model works.
Digital Transformation OP-ED - Zero human error? What AI’s financial wins might be hiding AI promises fewer mistakes, leaner teams and more cost efficient businesses. But do these wins blind us to deeper ethical, societal, and economic trade-offs we must confront?
Fintech OP-ED - Stablecoins promise efficiency for Africa's fintech future, but at what cost? As stablecoins promise fast, cheap transfers, African businesses must weigh efficiency against surveillance risks and shifting gatekeepers in a new digital financial order.
Banking OP-ED - Africa isn’t India, but Capitec Bank’s success shows the value of local insight South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
Fintech OP-ED - Is fintech truly advancing financial inclusion or just reshuffling the deck? Andile Masuku offers a thoughtful critique on oversimplifying financial inclusion, urging deeper exploration of systemic issues beyond fintech innovations and product-driven solutions.
