Market Intelligence OP-ED - How routine township shopping in South Africa now buys you 'invisible' funeral cover through embedded insurance SAG Ventures’ Purchase Pal, underwritten by Sanlam, tucks funeral insurance into everyday grocery purchases. No forms, no intermediaries, no premiums. Prince Nwadeyi shows what happens when deep consumer research drives product design.
Banking OP-ED - Africa isn’t India, but Capitec Bank’s success shows the value of local insight South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
Market Intelligence OP-ED - Awkward investment realities: the case for backing 'boring' business in Africa As African tech investments plateau, Balloon Ventures' $14 million SME portfolio reveals an uncomfortable truth: 'boring' traditional businesses might be outperforming venture-backed startups in real economic impact.
