Venture Capital The Trajectory Africa Distilled #07: The Asset Intensity Question in Digital Commerce The market needs African B2B e-commerce to be asset-heavy, but the venture money was raised for asset-light.
Fintech OP-ED - An engineer and his team of AI agents have a quarrel with your bank card Part three of three on Francois Rautenbach, an engineer using AI to do the work of five while making the case for a way to pay that hangs on proof rather than trust.
Digital Transformation OP-ED - China's courts already lean on AI. The lawyers are next. A Suits actor is selling a tool upending a profession built on privileged access and scarce expertise. Law is starting to look like the early case rather than the exception.
Venture Capital OP-ED - Two readings on the same deal... a second look at Aboyeji's big week He said I'd misread him, then sent me the tape. He was right, from where he was standing.
Venture Capital OP-ED - Reading Aboyeji's big week: making sense of Africa's competing investment theories When the Africa Finance Corporation (AFC) backs two very different fund managers in the same announcement, and a new philanthropic venture-builder launches with an ambitious manifesto within a fortnight, the question isn't necessarily which intervention is right.
Fintech POD - Nikolai Barnwell on building PawaPay without the VC machine, and why mobile money beats cards PawaPay CEO Nikolai Barnwell on why payments, not "fintech", is the real problem worth solving, what a decade at 88mph taught him about funding, and why he is betting the continent's rails on mobile money over cards.
Venture Building OP-ED - Are founders and funders on the same page? Notes from an unreleased PawaPay conversation. Hindsight from someone who watched 88mph's death rate from the inside. Fundamentals focus from someone who has held PawaPay back from the fintech funding boom.
Market Intelligence OP-ED - What really happens between "send" and "received" A Nigerian software engineer on currency volatility, rate buffers, and why transparency beats the "zero fees" promise every time.
Artificial Intelligence OP-ED - AI in Africa's context gap: a PwC partner, a Wits researcher and a Ghanaian founder walk into the same problem A PwC partner says African organisations' AI tools are 'pretty useless' without clean data. A Wits computer scientist explains why. And a Ghanaian AI founder is betting he can close the gap. Part 2 of 2
Digital Transformation OP-ED - What good navigation looks like: no machine sails itself From Block's standing ovation to Monday.com's manifesto to a South African consultancy that started with the social system, Part 3 asks what good AI navigation actually looks like when you prioritise the human element and demand results over rhetoric.
Fintech POD - Seyi Ebenezer on why African startups should stop chasing cheques and start building books Payaza's co-founder and CEO Seyi Ebenezer makes the case for debt over venture capital, explains why credit ratings are the ultimate negotiating weapon for African founders, and passionately advances the idea of a pan-African credit rating agency built by the continent, for the continent.
Digital Transformation OP-ED - The mine, the machine, and the intern From post-WW2 coal mines to modern codebases, history suggests AI transformation will rise or fall not on technical capability alone, but on whether organisations deliberately redesign the social systems that surround the machine.
Artificial Intelligence OP-ED - How solo sailors sleep Solo sailors don't forecast the ocean. They set an alarm and pay attention. In the age of AI disruption, that pragmatic sensibility turns out to be rarer and more valuable than anyone is admitting.
Digital Transformation OP-ED - After the launch party: who actually benefits from AI? What gets measured depends on who builds the scale.
This Is Connectivity OP-ED - Self-driving VC: Boardy, QuantumLight, and the end of the warm intro? AI is automating the art of the warm introduction. What happens when connectivity becomes a product rather than a relationship?
Venture Capital The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets In the opening instalment of her seven-part email series, Tayo Akinyemi explores why African fintech companies opt to build physical infrastructure to enable digital solutions - and identifies five opportunities emerging from this constraint.
Impact Investing OP-ED - M-KOPA’s decade of discovery: when patient capital buys time to pivot M-KOPA’s lengthy path to profitability shows how patient capital can buy the time (and permission) to pivot until the real business emerges.
Digital Transformation OP-ED - Lessons from 25 Years of Africa’s internet story: a preview of Russell Southwood’s reflections Drawing from an upcoming African Tech Roundup podcast, this op-ed unpacks Russell Southwood’s reflections on lessons, blind spots and enduring questions.
Market Intelligence OP-ED - Who controls the narrative? First-party data, truth and power in Africa’s digital economy As powerful actors spin persuasive stories, the challenge is documenting reality with first-party evidence, resisting myths, and shaping narratives that serve more than self-interest.
Sona's Field Notes Sona's Field Notes #04: Strong Founder or Wrong Founder? After three Field Notes on external challenges, Sona Mahendra turns inward: exploring founder archetypes, market timing, and the uncomfortable truth about what constitutes winning.
Market Intelligence OP-ED - How routine township shopping in South Africa now buys you 'invisible' funeral cover through embedded insurance SAG Ventures’ Purchase Pal, underwritten by Sanlam, tucks funeral insurance into everyday grocery purchases. No forms, no intermediaries, no premiums. Prince Nwadeyi shows what happens when deep consumer research drives product design.
Fintech POD - Inside Verto's fintech strategy for cracking Africa's $286 billion trade puzzle Ola Oyetayo shares how Verto is tackling cross-border payment challenges, exploring stablecoin potential, and scaling a profitable fintech serving businesses across key African markets.
Ecosystem OP-ED - Alesimo Mwanga on why strategic partnerships are the secret to scaling African innovation beyond funding Ecosystem strategist Alesimo Mwanga explains how strategic partnerships unlock cross-border venture growth where funding alone falls short.
Venture Building POD - Funema's vision for venture building, AI and scaling impact in Africa David Ogundeko unpacks Funema's contrarian venture development philosophy, long-term investment sensibilities, and lessons from nearly a decade of building startups in Nigeria, South Africa, and the US.
Venture Building Sona's Field Notes #03: Principles Over Playbooks Sona Mahendra challenges the African tech ecosystem's reliance on startup playbooks and frameworks, arguing instead for first principles approaches to venture building.
