Fintech The Trajectory Africa Distilled #03: The Infrastructure Behind Productive Lending Open banking regulation, fragmented data, and punishing cash reserve ratios explain why creditworthy borrowers and affordable capital so rarely find each other in African markets.
Digital Transformation OP-ED - What good navigation looks like: no machine sails itself From Block's standing ovation to Monday.com's manifesto to a South African consultancy that started with the social system, Part 3 asks what good AI navigation actually looks like when you prioritise the human element and demand results over rhetoric.
Fintech POD - Seyi Ebenezer on why African startups should stop chasing cheques and start building books Payaza's co-founder and CEO Seyi Ebenezer makes the case for debt over venture capital, explains why credit ratings are the ultimate negotiating weapon for African founders, and passionately advances the idea of a pan-African credit rating agency built by the continent, for the continent.
Digital Transformation OP-ED - The mine, the machine, and the intern From post-WW2 coal mines to modern codebases, history suggests AI transformation will rise or fall not on technical capability alone, but on whether organisations deliberately redesign the social systems that surround the machine.
Artificial Intelligence OP-ED - How solo sailors sleep Solo sailors don't forecast the ocean. They set an alarm and pay attention. In the age of AI disruption, that pragmatic sensibility turns out to be rarer and more valuable than anyone is admitting.
Digital Transformation OP-ED - After the launch party: who actually benefits from AI? What gets measured depends on who builds the scale.
Venture Capital OP-ED - Cupid's cash flow: the matchmakers have marriage problems too When venture capitalists push portfolio consolidation, they're not just playing cupid. They're managing their own performance pressure.
Fintech The Trajectory Africa Distilled #02: Infrastructure-building Opportunities in Fintech Trade credit, stablecoins, neobanks — where the smart money is heading next.
This Is Connectivity OP-ED - Self-driving VC: Boardy, QuantumLight, and the end of the warm intro? AI is automating the art of the warm introduction. What happens when connectivity becomes a product rather than a relationship?
Venture Capital The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets In the opening instalment of her seven-part email series, Tayo Akinyemi explores why African fintech companies opt to build physical infrastructure to enable digital solutions - and identifies five opportunities emerging from this constraint.
Startups POD - Prince Nwadeyi on building financial services solutions corporates commission but won't execute themselves Prince Nwadeyi unpacks how aligning incentives across value chains turns corporate muscle and founder execution into profitable innovation, and why Mustard Finance Group's reported 99.9% repayment rate proves the model works.
Impact Investing OP-ED - M-KOPA’s decade of discovery: when patient capital buys time to pivot M-KOPA’s lengthy path to profitability shows how patient capital can buy the time (and permission) to pivot until the real business emerges.
Fintech POD - April Long on why chasing 'impact' almost killed her fintech whilst bulk traders quietly transformed Africa-China trade Pyxis (rebranded Waka) CEO April Long reveals how her obsession with serving SMEs blinded her to the aggregators actually moving $286 billion in trade - and why accepting this reality saved her venture.
Market Intelligence OP-ED - Boring is beautiful, but can $50 million pyrethrum flower power fuel a natural insecticide industry revival in Kenya? When development finance meets agricultural nostalgia, the unit economics must be interrogated.
Digital Transformation OP-ED - Lessons from 25 Years of Africa’s internet story: a preview of Russell Southwood’s reflections Drawing from an upcoming African Tech Roundup podcast, this op-ed unpacks Russell Southwood’s reflections on lessons, blind spots and enduring questions.
Market Intelligence OP-ED - Who controls the narrative? First-party data, truth and power in Africa’s digital economy As powerful actors spin persuasive stories, the challenge is documenting reality with first-party evidence, resisting myths, and shaping narratives that serve more than self-interest.
Market Intelligence OP-ED - How routine township shopping in South Africa now buys you 'invisible' funeral cover through embedded insurance SAG Ventures’ Purchase Pal, underwritten by Sanlam, tucks funeral insurance into everyday grocery purchases. No forms, no intermediaries, no premiums. Prince Nwadeyi shows what happens when deep consumer research drives product design.
Fintech POD - Inside Verto's fintech strategy for cracking Africa's $286 billion trade puzzle Ola Oyetayo shares how Verto is tackling cross-border payment challenges, exploring stablecoin potential, and scaling a profitable fintech serving businesses across key African markets.
Ecosystem OP-ED - Alesimo Mwanga on why strategic partnerships are the secret to scaling African innovation beyond funding Ecosystem strategist Alesimo Mwanga explains how strategic partnerships unlock cross-border venture growth where funding alone falls short.
Venture Building POD - Funema's vision for venture building, AI and scaling impact in Africa David Ogundeko unpacks Funema's contrarian venture development philosophy, long-term investment sensibilities, and lessons from nearly a decade of building startups in Nigeria, South Africa, and the US.
Venture Building Sona's Field Notes #03: Principles Over Playbooks Sona Mahendra challenges the African tech ecosystem's reliance on startup playbooks and frameworks, arguing instead for first principles approaches to venture building.
Banking OP-ED - Africa isn’t India, but Capitec Bank’s success shows the value of local insight South Africa’s largest retail bank, Capitec, shows how aligning with real consumer behaviour—not imported models—can unlock value in Africa’s fragmented, stratified, and misunderstood markets.
Venture Capital OP-ED - Why ‘venture capital’ in Africa is a misnomer, and what to do about it Africa’s startup funding landscape is often mislabelled as venture capital, but the reality is starkly different. It’s time for honest, context-driven investment models that truly fit.
Venture Building Sona's Field Notes #02: The Market Size Misconception Sona Mahendra unpacks the pervasive founder habit of prematurely abandoning promising ideas due to perceived market size limitations.
Infrastructure POD - Carrier neutrality: Rob Bergman on Unicorn Factory's vision for digital infrastructure investment Dutch investor Rob Bergman and his partners at Unicorn Factory are driving a carrier-neutral strategy to deploy capital and scale digital infrastructure across Africa.
