Investments OP-ED - Inside the 'money room': global health funders on who capital still can't see Open-sourcing a closed-door panel I moderated at the iFHP Biennial in London. A UBS banker, an ex-CEO of Switzerland's largest health fund, a seasoned digital-health founder and the incoming president of the International Diabetes Federation, circling one question: whose interests reach the room?
Fintech POD - Nikolai Barnwell on building PawaPay without the VC machine, and why mobile money beats cards PawaPay CEO Nikolai Barnwell on why payments, not "fintech", is the real problem worth solving, what a decade at 88mph taught him about funding, and why he is betting the continent's rails on mobile money over cards.
Artificial Intelligence OP-ED - When the AI subsidies end, the cheaper option might be human The subsidised AI rates we are all enjoying have a sell-by date. When it arrives, the comparison between an expensive agentic system and a fully-loaded human salary may look rather different.
Venture Building OP-ED - Are founders and funders on the same page? Notes from an unreleased PawaPay conversation. Hindsight from someone who watched 88mph's death rate from the inside. Fundamentals focus from someone who has held PawaPay back from the fintech funding boom.
Fintech The Trajectory Africa Distilled #03: The Infrastructure Behind Productive Lending Open banking regulation, fragmented data, and punishing cash reserve ratios explain why creditworthy borrowers and affordable capital so rarely find each other in African markets.
Market Intelligence OP-ED - What really happens between "send" and "received" A Nigerian software engineer on currency volatility, rate buffers, and why transparency beats the "zero fees" promise every time.
Artificial Intelligence OP-ED - AI in Africa's context gap: a PwC partner, a Wits researcher and a Ghanaian founder walk into the same problem A PwC partner says African organisations' AI tools are 'pretty useless' without clean data. A Wits computer scientist explains why. And a Ghanaian AI founder is betting he can close the gap. Part 2 of 2
Digital Transformation OP-ED - What good navigation looks like: no machine sails itself From Block's standing ovation to Monday.com's manifesto to a South African consultancy that started with the social system, Part 3 asks what good AI navigation actually looks like when you prioritise the human element and demand results over rhetoric.
Fintech POD - Seyi Ebenezer on why African startups should stop chasing cheques and start building books Payaza's co-founder and CEO Seyi Ebenezer makes the case for debt over venture capital, explains why credit ratings are the ultimate negotiating weapon for African founders, and passionately advances the idea of a pan-African credit rating agency built by the continent, for the continent.
Digital Transformation OP-ED - The mine, the machine, and the intern From post-WW2 coal mines to modern codebases, history suggests AI transformation will rise or fall not on technical capability alone, but on whether organisations deliberately redesign the social systems that surround the machine.
Artificial Intelligence OP-ED - How solo sailors sleep Solo sailors don't forecast the ocean. They set an alarm and pay attention. In the age of AI disruption, that pragmatic sensibility turns out to be rarer and more valuable than anyone is admitting.
Digital Transformation OP-ED - After the launch party: who actually benefits from AI? What gets measured depends on who builds the scale.
Venture Capital OP-ED - Cupid's cash flow: the matchmakers have marriage problems too When venture capitalists push portfolio consolidation, they're not just playing cupid. They're managing their own performance pressure.
Fintech The Trajectory Africa Distilled #02: Infrastructure-building Opportunities in Fintech Trade credit, stablecoins, neobanks — where the smart money is heading next.
Career OP-ED - AI augmentation in 2025: what Accenture's layoffs and a homeless Nigerian app founder reveal about the future of work The question isn't whether you're augmented. It's whether you can deliver.
This Is Connectivity OP-ED - Self-driving VC: Boardy, QuantumLight, and the end of the warm intro? AI is automating the art of the warm introduction. What happens when connectivity becomes a product rather than a relationship?
Venture Capital The Trajectory Africa Distilled #01: The Limits of Digitalisation in African Markets In the opening instalment of her seven-part email series, Tayo Akinyemi explores why African fintech companies opt to build physical infrastructure to enable digital solutions - and identifies five opportunities emerging from this constraint.
This Is Connectivity OP-ED - AI is dismantling consulting's oligopoly. If McKinsey's using ChatGPT, what are you paying for? Ten years ago, a social media agency owner told me my consulting ambitions were naive delusions. He wasn't entirely wrong. But neither of us saw what was coming.
Market Intelligence OP-ED - What do SAG Ventures and Balloon Ventures have in common? The intermediary trap Prince Nwadeyi's published research and Joshua Bicknell's operational experience expose the same problem: entrenched incentive structures don't serve those closest to real economic activity.
Startups POD - Prince Nwadeyi on building financial services solutions corporates commission but won't execute themselves Prince Nwadeyi unpacks how aligning incentives across value chains turns corporate muscle and founder execution into profitable innovation, and why Mustard Finance Group's reported 99.9% repayment rate proves the model works.
Impact Investing OP-ED - M-KOPA’s decade of discovery: when patient capital buys time to pivot M-KOPA’s lengthy path to profitability shows how patient capital can buy the time (and permission) to pivot until the real business emerges.
Digital Transformation OP-ED - What can standing in an iPhone 17 queue in Tokyo reveal about digital power and control? Plenty. Scarcity and sovereignty play out differently in Tokyo and Nairobi, but the underlying lessons for Africa’s tech builders are strikingly similar.
Fintech POD - April Long on why chasing 'impact' almost killed her fintech whilst bulk traders quietly transformed Africa-China trade Pyxis (rebranded Waka) CEO April Long reveals how her obsession with serving SMEs blinded her to the aggregators actually moving $286 billion in trade - and why accepting this reality saved her venture.
Market Intelligence OP-ED - Boring is beautiful, but can $50 million pyrethrum flower power fuel a natural insecticide industry revival in Kenya? When development finance meets agricultural nostalgia, the unit economics must be interrogated.
Market Intelligence OP-ED - Who controls the narrative? First-party data, truth and power in Africa’s digital economy As powerful actors spin persuasive stories, the challenge is documenting reality with first-party evidence, resisting myths, and shaping narratives that serve more than self-interest.
